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Protecting your investment |
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Freehold Mortgage Protection - Secure the roof over your head
Buying a home is a big step, the last thing you want is to watch your home slip out of your hands if you become ill, redundant or disabled.
That's why we offers you Freehold Mortgage Protection, a cost-effective home loan protection plan to safeguard your family's security.
Do I need Freehold Mortgage Protection?
If you already have a home loan, or are thinking about taking one out, try answering these questions:
- Would you have enough money for your home loan repayments if you became seriously ill, redudant or disabled?
- If you died, would you leave enough money to pay off your loan and give your family security?
If you answered no to either of these questions, then you do need to consider Freehold Mortgage Protection. Take a look at how it works.
How does Freehold Mortgage Protection work?
Freehold Mortgage Protection helps you reduce your risks and safeguard your future with five types of insurance cover:
- Life Cover
- Loan Instalment Repayment and Waiver of Premium
- Living Assurance (Critical Illness)
- Total Permanent Disablement
- Redundancy
Life Cover
If you die before your home loan is repaid, Freehold Mortgage Protection will pay a lump sum to repay your loan. That way, you can secure the roof over your family's heads.
Loan Instalment Repayment
If injury or illness leaves you totally disabled for longer than four weeks, Freehold Mortgage Protection will pay you a monthly benefit, so you can keep paying your home loan.
Waiver of Premium
This takes away the burden of paying for your insurance when disability leaves you unable to work. It saves you money when you need it most.
Living Assurance
Freehold Mortgage Protection will pay you a lump sum if you're diagnosed with one of the critical illnesses specified in the policy. Then you won't need to worry about those medical expenses.
Total Permanent Disablement
This benefit provides a lump sum if you become disabled permanently through illness or accident, up to the age of 65. Available for both your own occupation or any occupation.
Redundancy
Available when you choose the Loan Instalment Repayment benefit, Freehold's Redundancy benefit can help remove the concerns you may have meeting your financial responsibility while you go through this difficult time. You will receive a monthly benefit equivalent to the benefit payable under the Loan Instalment Repayment for up to 6 months.
Want to know more?
Contact Jill today for a free, no obligation meeting. |
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Life insurance can appear overwhelming and complicated. 
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